Long-Term Care Planning
Confidence in the care you’ll need, comfort in knowing it’s covered.
When it comes to ensuring you have the quality care you deserve, we’re here to help you face the future with clarity and confidence—no guesswork, just real peace of mind.
Preparing for the Future While Protecting Your Assets
Planning for long-term care means preparing for the future while protecting your assets and ensuring you have access to quality care when you need it most. At Velfling Financial, we understand the importance of creating a strategy that addresses your unique needs and helps you plan for potential healthcare expenses, without compromising your financial security. Our approach helps you take control of your future, so you and your family can feel confident in the years ahead.


Why Long-Term Care Planning Matters
Planning for long-term care isn’t just about preparing for the potential cost of healthcare—it’s about protecting your family from the emotional and financial strain that can arise without a plan in place. As we age, the possibility of needing care increases, and the costs can quickly add up. Long-term care planning ensures you can maintain your independence, avoid depleting your savings, and make informed choices about the care you’ll receive. At Velfling Financial, we help you plan for the unexpected, so you and your loved ones are never left facing difficult decisions alone.
Key Benefits of Long-Term Care Planning
- Protect Your Assets: Safeguard your savings and investments from being drained by high healthcare costs
- Reduce the Burden on Loved Ones: Create a plan that alleviates the emotional and financial stress on your family.
- Maintain Independence: Ensure you have access to the care you need without relying on family or loved ones for financial support.
- Secure Your Legacy: Keep your estate intact for future generations by planning for the unexpected.
- Flexibility in Care Choices: Preserve your ability to choose the type and location of care that best suits your needs.
Questions About Long-Term Care Planning?
Tools to Help You Plan for Long-Term Care
Related Products & Strategies
Creating a comprehensive long-term care plan involves more than just saving for potential expenses—it’s about using the right tools to protect your wealth and ensure you receive the quality care you deserve.
Long-Term Care Insurance
Explore options for policies that cover in-home care, assisted living, and nursing home care, ensuring you’re covered for various care needs.
Hybrid Life Insurance Policies
Learn how hybrid insurance plans combine life insurance with long-term care benefits, providing protection for your future healthcare costs.
Annuities for Care Expenses
Use annuities as a way to ensure ongoing income for care expenses while protecting your other investments.
Why Choose Us for Your Long-Term Care Planning Needs
At Velfling Financial, we focus on building long-term care plans that are aligned with your life, not just your finances. Steven Velfling and his team listen to your concerns about the future—how aging, healthcare costs, and family dynamics play a role in your decisions. With years of expertise in long-term care planning, we guide you through thoughtful solutions that provide the financial protection you need, while ensuring you maintain your independence and peace of mind. You’ll leave knowing you have a plan that honors your priorities and secures what matters most to you.